*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue:        #1B4F8A;
  --blue-dark:   #12366A;
  --blue-light:  #2563B0;
  --orange:      #F47A2F;
  --orange-dark: #D96520;
  --white:       #FFFFFF;
  --gray-light:  #F4F6F9;
  --gray:        #E2E8F0;
  --gray-mid:    #94A3B8;
  --dark:        #0F172A;
  --text:        #334155;
  --font:        'Inter', sans-serif;
}

html { scroll-behavior: smooth; }
body { font-family: var(--font); color: var(--text); background: var(--white); line-height: 1.6; }

/* NAV */
.site-nav { background: var(--blue-dark); position: sticky; top: 0; z-index: 50; box-shadow: 0 2px 12px rgba(0,0,0,0.25); }
.nav-inner { max-width: 1200px; margin: 0 auto; padding: 0 2rem; height: 68px; display: flex; align-items: center; justify-content: space-between; }
.logo { font-size: 1.45rem; font-weight: 900; color: white; text-decoration: none; letter-spacing: -0.5px; }
.logo span { color: var(--orange); }
.logo small { color: rgba(255,255,255,0.3); font-weight: 300; font-size: 1rem; }
.nav-links { display: flex; align-items: center; gap: 2rem; list-style: none; }
.nav-links a { color: rgba(255,255,255,0.75); text-decoration: none; font-size: 0.9rem; font-weight: 500; transition: color 0.15s; }
.nav-links a:hover { color: white; }
.nav-cta { background: var(--orange); color: white !important; padding: 0.55rem 1.4rem; border-radius: 7px; font-weight: 700 !important; transition: background 0.15s, transform 0.1s !important; }
.nav-cta:hover { background: var(--orange-dark) !important; transform: translateY(-1px); }

/* URGENCY BAR */
.urgency-bar { background: var(--orange); color: white; text-align: center; padding: 0.65rem 1rem; font-size: 0.88rem; font-weight: 600; }

/* HERO */
.hero { background: linear-gradient(135deg, var(--blue-dark) 0%, var(--blue-light) 100%); padding: 5rem 2rem 4rem; position: relative; overflow: hidden; }
.hero::after { content: ''; position: absolute; inset: 0; background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/svg%3E"); pointer-events: none; }
.hero-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 420px; gap: 3.5rem; align-items: center; position: relative; z-index: 1; }
.hero-eyebrow { display: inline-block; background: rgba(244,122,47,0.2); border: 1px solid rgba(244,122,47,0.4); color: #FFAA6E; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; padding: 0.3rem 0.9rem; border-radius: 100px; margin-bottom: 1.2rem; }
.hero h1 { font-size: 3.2rem; font-weight: 900; color: white; line-height: 1.08; margin-bottom: 1.2rem; letter-spacing: -1px; }
.hero h1 em { font-style: normal; color: var(--orange); }
.hero-sub { font-size: 1.1rem; color: rgba(255,255,255,0.82); line-height: 1.75; margin-bottom: 2rem; max-width: 500px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 0.6rem; }
.badge { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.18); color: rgba(255,255,255,0.9); padding: 0.35rem 0.9rem; border-radius: 100px; font-size: 0.82rem; font-weight: 500; }

/* FORM CARD */
.form-card { background: white; border-radius: 18px; padding: 2.2rem; box-shadow: 0 25px 70px rgba(0,0,0,0.35), 0 0 0 1px rgba(255,255,255,0.05); }
.form-card h3 { font-size: 1.3rem; font-weight: 800; color: var(--dark); margin-bottom: 0.2rem; }
.form-card .sub { font-size: 0.85rem; color: var(--gray-mid); margin-bottom: 1.4rem; }
.form-group { margin-bottom: 0.9rem; }
.form-group label { display: block; font-size: 0.8rem; font-weight: 600; color: var(--text); margin-bottom: 0.35rem; }
.form-group input, .form-group select { width: 100%; padding: 0.7rem 0.95rem; border: 2px solid var(--gray); border-radius: 9px; font-family: var(--font); font-size: 0.92rem; color: var(--dark); background: white; transition: border-color 0.15s; outline: none; appearance: none; -webkit-appearance: none; }
.form-group input:focus, .form-group select:focus { border-color: var(--blue); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.7rem; }
.btn-submit { width: 100%; background: var(--orange); color: white; border: none; padding: 0.95rem 1rem; border-radius: 9px; font-family: var(--font); font-size: 1rem; font-weight: 700; cursor: pointer; margin-top: 0.4rem; transition: background 0.15s, transform 0.1s; letter-spacing: 0.01em; }
.btn-submit:hover { background: var(--orange-dark); transform: translateY(-1px); }
.form-disclaimer { font-size: 0.72rem; color: var(--gray-mid); text-align: center; margin-top: 0.8rem; line-height: 1.5; }

/* TRUST BAR */
.trust-bar { background: white; border-bottom: 2px solid var(--gray); padding: 1.6rem 2rem; }
.trust-bar-inner { max-width: 1200px; margin: 0 auto; display: flex; justify-content: center; align-items: center; flex-wrap: wrap; }
.trust-stat { text-align: center; padding: 0.5rem 2.5rem; }
.trust-stat + .trust-stat { border-left: 1px solid var(--gray); }
.trust-stat .num { display: block; font-size: 2rem; font-weight: 900; color: var(--blue); line-height: 1; margin-bottom: 0.2rem; }
.trust-stat .lbl { font-size: 0.8rem; color: var(--gray-mid); font-weight: 500; }

/* SECTIONS */
.section { padding: 5.5rem 2rem; }
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-inner.narrow { max-width: 860px; }
.eyebrow { font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; color: var(--orange); margin-bottom: 0.7rem; }
.section-title { font-size: 2.4rem; font-weight: 900; color: var(--dark); line-height: 1.15; letter-spacing: -0.5px; margin-bottom: 0.8rem; }
.section-sub { font-size: 1.05rem; color: var(--gray-mid); max-width: 580px; margin-bottom: 3rem; line-height: 1.7; }

/* STEPS */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; position: relative; }
.steps-connector { position: absolute; top: 2.2rem; left: calc(16.666% + 2rem); right: calc(16.666% + 2rem); height: 2px; background: linear-gradient(90deg, var(--orange), var(--blue)); }
.step { text-align: center; position: relative; z-index: 1; }
.step-num { width: 4.5rem; height: 4.5rem; border-radius: 50%; background: var(--blue); color: white; font-size: 1.4rem; font-weight: 900; display: flex; align-items: center; justify-content: center; margin: 0 auto 1.4rem; border: 4px solid white; box-shadow: 0 4px 18px rgba(27,79,138,0.28); }
.step h3 { font-size: 1.05rem; font-weight: 700; color: var(--dark); margin-bottom: 0.5rem; }
.step p { font-size: 0.92rem; color: var(--gray-mid); line-height: 1.65; }

/* HELP CARDS */
.help-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.2rem; }
.help-card { background: white; border: 2px solid var(--gray); border-radius: 14px; padding: 1.8rem; transition: all 0.18s; display: flex; gap: 1.2rem; align-items: flex-start; text-decoration: none; color: inherit; }
.help-card:hover { border-color: var(--blue); box-shadow: 0 6px 24px rgba(27,79,138,0.13); transform: translateY(-3px); }
.help-icon { font-size: 1.8rem; width: 3.2rem; height: 3.2rem; background: var(--gray-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.help-card h3 { font-size: 0.97rem; font-weight: 700; color: var(--dark); margin-bottom: 0.35rem; }
.help-card p { font-size: 0.87rem; color: var(--gray-mid); line-height: 1.55; }
.card-link { font-size: 0.82rem; color: var(--blue); font-weight: 600; margin-top: 0.5rem; display: block; }

/* DARK SECTION */
.dark-section { background: var(--blue-dark); }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; }
.why-card { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); border-radius: 12px; padding: 1.6rem; }
.why-card.light { background: var(--gray-light); border-color: transparent; }
.why-card h3 { font-size: 0.95rem; font-weight: 700; color: var(--orange); margin-bottom: 0.5rem; }
.why-card.light h3 { color: var(--blue); }
.why-card p { font-size: 0.88rem; color: rgba(255,255,255,0.75); line-height: 1.6; }
.why-card.light p { color: var(--text); }

/* TESTIMONIALS */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.4rem; }
.testi-card { background: white; border: 1px solid var(--gray); border-radius: 14px; padding: 1.8rem; box-shadow: 0 2px 12px rgba(0,0,0,0.04); }
.stars { color: #FBBF24; letter-spacing: 2px; font-size: 0.95rem; margin-bottom: 1rem; }
.testi-card blockquote { font-size: 0.93rem; color: var(--text); line-height: 1.75; margin-bottom: 1.2rem; font-style: italic; }
.testi-name { font-weight: 700; font-size: 0.88rem; color: var(--dark); }
.testi-loc { font-size: 0.78rem; color: var(--gray-mid); }

/* FAQ */
.faq-list { display: flex; flex-direction: column; gap: 0.8rem; }
.faq-item { border: 1px solid var(--gray); border-radius: 10px; overflow: hidden; background: white; }
.faq-q { padding: 1.1rem 1.5rem; font-weight: 600; font-size: 0.95rem; color: var(--dark); cursor: pointer; display: flex; justify-content: space-between; align-items: center; user-select: none; }
.faq-q::after { content: '+'; font-size: 1.5rem; color: var(--blue); font-weight: 300; line-height: 1; }
.faq-q.open::after { content: '−'; }
.faq-a { display: none; padding: 0 1.5rem 1.2rem; font-size: 0.92rem; color: var(--gray-mid); line-height: 1.7; }
.faq-a.open { display: block; }

/* CTA BAND */
.cta-band { background: linear-gradient(135deg, var(--orange) 0%, var(--orange-dark) 100%); padding: 4.5rem 2rem; text-align: center; }
.cta-band h2 { font-size: 2.2rem; font-weight: 900; color: white; margin-bottom: 0.7rem; letter-spacing: -0.5px; }
.cta-band p { color: rgba(255,255,255,0.88); font-size: 1.05rem; margin-bottom: 2rem; }
.btn-white { background: white; color: var(--orange); border: none; padding: 0.95rem 2.5rem; border-radius: 9px; font-family: var(--font); font-size: 1rem; font-weight: 700; cursor: pointer; transition: transform 0.15s, box-shadow 0.15s; box-shadow: 0 4px 14px rgba(0,0,0,0.15); text-decoration: none; display: inline-block; }
.btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.2); }

/* COMPARISON TABLE */
.comparison-table { border: 1px solid var(--gray); border-radius: 14px; overflow: hidden; width: 100%; }
.ct-head { display: grid; grid-template-columns: 2fr 1fr 1fr; }
.ct-head div { padding: 1rem 1.2rem; font-size: 0.85rem; font-weight: 700; }
.h-us { background: var(--blue); color: white; }
.h-them { background: var(--gray-light); color: var(--gray-mid); }
.h-factor { background: var(--gray-light); color: var(--dark); }
.ct-row { display: grid; grid-template-columns: 2fr 1fr 1fr; border-top: 1px solid var(--gray); }
.ct-row:nth-child(even) .ct-cell { background: var(--gray-light); }
.ct-cell { padding: 0.85rem 1.2rem; font-size: 0.88rem; display: flex; align-items: center; gap: 0.4rem; }
.ct-cell.factor { font-weight: 500; color: var(--dark); }
.ct-cell.us { color: #16A34A; font-weight: 600; }
.ct-cell.them { color: #DC2626; }

/* TIMELINE */
.timeline { display: flex; flex-direction: column; gap: 0; }
.tl-item { display: flex; gap: 1.2rem; position: relative; }
.tl-item:not(:last-child)::after { content: ''; position: absolute; left: 1.5rem; top: 3.2rem; bottom: 0; width: 2px; background: var(--gray); }
.tl-dot { width: 3rem; height: 3rem; border-radius: 50%; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-size: 0.8rem; font-weight: 700; color: white; position: relative; z-index: 1; }
.tl-dot.bad { background: #DC2626; }
.tl-dot.good { background: #16A34A; }
.tl-content { padding-bottom: 1.8rem; }
.tl-content h4 { font-weight: 700; font-size: 0.95rem; color: var(--dark); margin-bottom: 0.2rem; }
.tl-content p { font-size: 0.88rem; color: var(--gray-mid); line-height: 1.6; }

/* THANK YOU PAGE */
.thankyou-wrap { min-height: 80vh; display: flex; align-items: center; justify-content: center; padding: 4rem 2rem; background: var(--gray-light); }
.thankyou-card { background: white; border-radius: 18px; padding: 4rem; text-align: center; max-width: 560px; box-shadow: 0 10px 40px rgba(0,0,0,0.08); }
.thankyou-icon { font-size: 4rem; margin-bottom: 1.5rem; }
.thankyou-card h1 { font-size: 2rem; font-weight: 900; color: var(--dark); margin-bottom: 0.8rem; }
.thankyou-card p { color: var(--gray-mid); font-size: 1.05rem; line-height: 1.7; margin-bottom: 2rem; }

/* FOOTER */
footer { background: var(--dark); padding: 3.5rem 2rem 1.5rem; }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 3rem; padding-bottom: 2rem; border-bottom: 1px solid rgba(255,255,255,0.08); margin-bottom: 1.5rem; }
.footer-brand .logo { display: inline-block; margin-bottom: 0.9rem; }
.footer-brand p { font-size: 0.88rem; color: rgba(255,255,255,0.5); line-height: 1.7; max-width: 300px; }
.footer-col h4 { font-size: 0.82rem; font-weight: 700; color: white; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 1rem; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 0.5rem; }
.footer-col a { color: rgba(255,255,255,0.5); text-decoration: none; font-size: 0.85rem; transition: color 0.15s; }
.footer-col a:hover { color: white; }
.footer-bottom { display: flex; justify-content: space-between; font-size: 0.78rem; color: rgba(255,255,255,0.35); }

/* GRID LAYOUTS FOR LANDING PAGES */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }

/* RESPONSIVE */
@media (max-width: 900px) {
  .hero-inner, .two-col, .footer-top { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .steps-connector { display: none; }
  .help-grid, .testi-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .hero h1 { font-size: 2.2rem; }
  .section-title { font-size: 1.8rem; }
  .trust-stat { padding: 0.5rem 1.2rem; }
}
@media (max-width: 600px) {
  .why-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .ct-head, .ct-row { grid-template-columns: 1.2fr 1fr 1fr; }
  .nav-links li:not(:last-child) { display: none; }
}